Don’t Let Bad Timing Ruin Your Retirement Savings

Listen to Don’t Let Bad Timing Ruin Your Retirement Savings

Apple Podcasts → https://bit.ly/3GGW1Da

Spotify → https://bit.ly/3TofDDW

🗓 Schedule your no-cost consultation here!

Did you know two investors could earn the same average return, pay the same fees, and still retire with very different outcomes? In this episode, Matt explains why sequence of returns risk is one of the most important concepts to understand within 5–7 years of retirement. You’ll see real examples of how early losses can quietly drain decades of savings, and why the order of your returns matters just as much as the returns themselves.

Matt also shares straightforward strategies to help protect your portfolio, like building cash reserves, delaying retirement if markets are struggling, and matching your money to your future spending needs. You’ll hear how smarter rebalancing and flexible withdrawals can make a big difference during this critical window. If retirement is on the horizon, don’t miss these important insights!

Key Topics We Discuss: 

✨ Why timing matters just as much as returns in retirement investing
📉 How early losses could drain decades of savings
📊 Clear examples that reveal the impact of bad timing
🔑 Strategies to help protect your portfolio in retirement

0:00 – Intro

2:45 – Similar Portfolios, Different Results

3:59 – Negative Returns

8:10 – $1 Million Sample Portfolio

10:50 – Reducing Sequence of Returns Risk

15:43 – Summary 

Resources for Don’t Let Bad Timing Ruin Your Retirement Savings

📞Phone: (952) 225-0333

📧 Email: perspective6info@focusfinancial.com

📚 Essential Financial Guides

📌5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

📌Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

📌ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

📌Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

📲 Stay Connected

🎥 Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

📍LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

About Matthew Nelson

Matt has over 20 years of experience in the financial services industry. He is passionate about helping MedTech professionals maximize their benefits, reduce their taxes, and plan for financial freedom. As the Founder, Managing Partner, and Senior Financial Advisor at Perspective 6 Wealth Advisors, he leads a team of dedicated professionals. The team provides comprehensive and personalized financial planning and investment management services to our clients.

As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Accredited Investment Fiduciary® (AIF®), and Equity Compensation Associate (ECA) Matt specializes in helping our clients navigate the complex and evolving landscape of equity compensation, financial independence, portfolio management, and income tax minimization. Further, he offers strategic insights and guidance on business succession, valuation, and exit planning. Matt’s mission is to empower our clients to achieve their financial and personal goals with confidence and clarity.