Going Public? 5 IPO Planning Tips for Employees with Stock Comp

Listen to Going Public? 5 IPO Planning Tips for Employees with Stock Comp

Apple Podcasts → https://bit.ly/3GGW1Da

Spotify → https://bit.ly/3TofDDW

Your company’s IPO can be a major financial opportunity or a costly misstep if you’re not prepared. In this episode, Matt walks you through what really happens when your private company goes public, and the five things every employee with stock compensation needs to know before making a move. It’s often more complex than most people realize, so it pays to be prepared.

Matt walks through the key areas to understand, from how IPO timelines work, to the differences between stock options (ISOs and NSOs) and restricted stock (RSUs), to how taxes can catch you off guard. He also covers practical strategies for managing lockup periods, reducing concentration risk, and aligning your equity with your broader financial goals. If you’re working at a pre-IPO company and want a straightforward breakdown of what to expect, this episode is for you!

Key Topics We Discuss: 

📈 IPO 101: What really happens behind the scenes

🪙 RSUs vs. ISOs vs. NSOs – Know the difference

🧠 Common mistakes around timing, taxes, and emotional decision-making

📊 Strategies to consider: Selling, diversification, and long-term planning

0:00 – Intro

0:56 – #1: Understanding the IPO Timeline

1:52 – #2: Know What You Own (ISOs & NSOs)

3:21 – Restricted Equity

4:29 – Vesting Schedules

5:03 – #3: Taxes Are a Big Deal

7:47 – #4: Lockup Expiry ≠ Immediate Payday

9:15 – #5: Financial Planning Opportunities

Resources for Going Public? 5 IPO Planning Tips for Employees with Stock Comp

📞Phone: (952) 225-0333

📧 Email: perspective6info@focusfinancial.com

📚 Essential Financial Guides

📌5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

📌Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

📌ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

📌Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

📲 Stay Connected

🎥 Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

📍LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

About Matthew Nelson

Matt has over 20 years of experience in the financial services industry. He is passionate about helping MedTech professionals maximize their benefits, reduce their taxes, and plan for financial freedom. As the Founder, Managing Partner, and Senior Financial Advisor at Perspective 6 Group, he leads a team of dedicated professionals. The team provides comprehensive and personalized financial planning and investment management services to our clients.

As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Accredited Investment Fiduciary® (AIF®), and Equity Compensation Associate (ECA) Matt specializes in helping our clients navigate the complex and evolving landscape of equity compensation, financial independence, portfolio management, and income tax minimization. Further, he leverages his experience as a private equity investor at Focus Financial Network, Inc., to offer strategic insights and guidance on business succession, valuation, and exit planning. Matt’s mission is to empower our clients to achieve their financial and personal goals with confidence and clarity.