You Just Got Some RSUs – Now What?

Emily Peterson profile picture By Emily Peterson•MedTech•READ TIME: 3 Min
Episode 42 Transcript

Listen to You Just Got Some RSUs- Now What?

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In this episode, Matt dives into one of the most common forms of equity compensation: Restricted Stock Units (RSUs). If your company just handed you some stock, you may be asking yourself, “What now?” Matt walks through three key questions that will help you move forward with confidence. He also shares practical tips for tracking your vesting schedule and deciding whether to hold or sell your shares.

You’ll learn about the tax implications of holding RSUs after they vest, including how short-term and long-term capital gains work, and why diversification could be a better move than doubling down on your company’s stock. Most importantly, Matt warns against overexposure to your employer, reminding listeners that your salary, benefits, and career are already tied to one company.

Planning ahead can help you avoid tax surprises and reduce risk in your overall financial picture. Don’t let free stock become a costly mistake. Always know your next move!

Key Topics We Discuss: 

📅 Why setting vesting alerts can prevent missed opportunities

💵 Treat RSUs like cash: Make thoughtful sell-or-hold decisions

🧾 Why careful tax planning is needed for RSUs

🏦 Capital gains taxes: What you don’t want to overlook

🎯 Making RSUs work with your bigger financial plan

0:00 – Intro

1:03 – #1: What to do with your stock?

3:10 – #2: How are taxes handled?

6:38 – #3: How much should I sell/keep?

8:46 – Recap & Final Thoughts

Resources for You Just Got RSUs- Now What?

Plan Your Stock Compensation for the Year

Tax Reporting for Stock Compensation

Additional Resources

📞Phone: (952) 225-0333

📧 Email: perspective6info@focusfinancial.com

📚 Essential Financial Guides

📌5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

📌Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

📌ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

📌Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

📲 Stay Connected

🎥 Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

📍LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

About Matthew Nelson

Matt has over 20 years of experience in the financial services industry. He is passionate about helping MedTech professionals maximize their benefits, reduce their taxes, and plan for financial freedom. As the Founder, Managing Partner, and Senior Financial Advisor at Perspective 6 Group, he leads a team of dedicated professionals. The team provides comprehensive and personalized financial planning and investment management services to our clients.

As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Accredited Investment Fiduciary® (AIF®), and Equity Compensation Associate (ECA) Matt specializes in helping our clients navigate the complex and evolving landscape of equity compensation, financial independence, portfolio management, and income tax minimization. Further, he leverages his experience as a private equity investor at Focus Financial Network, Inc., to offer strategic insights and guidance on business succession, valuation, and exit planning. Matt’s mission is to empower our clients to achieve their financial and personal goals with confidence and clarity.

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